Judy Estes

Executive Vice President, General Counsel, Services & Strategic Growth, Mastercard

Judy Estes is Executive Vice President, General Counsel, Services & Strategic Growth at Mastercard.  She is responsible for leading global legal teams that support Mastercard’s Data & Services, Cyber & Intelligence, and Strategic Growth business units, which collectively provide services including consulting, data analytics, cyber security, AI, fraud and authentication services, marketing and loyalty services, predictive analytics, insights, SaaS, and supports our engagement with government partners.  Ms. Estes and her team are responsible for helping to shape the future of Mastercard as it evolves its business beyond payments.  Ms. Estes also serves on executive management teams in the business units and the law department to help set and deliver on the groups’ strategic initiatives as well as day-to-day operational goals.

Prior to her current position, Ms. Estes managed a legal team that provided transactional expertise and other general support that drive revenue, strategic initiatives and general matters in the US Markets.  Prior to this role, Ms. Estes held a few positions at Mastercard supporting the company’s largest and global customer relationships and other strategic transactions, including managing the then-newly formed Strategic Transactions Group, a legal team that provides support to Mastercard’s mergers, acquisitions and joint ventures and global initiatives that launched innovative products and partnerships.

Prior to joining Mastercard, Ms. Estes was a corporate associate with the law firm, Cadwalader, Wickersham & Taft, and managed clients and handled various complex transactions in connection with mergers and acquisitions, capital markets, project finance, private and public financings and general corporate matters.

Ms. Estes graduated from Fordham University School of Law and received her Bachelor of Science degree from Binghamton University, School of Management, with a double concentration in Finance and Management Information Systems.